Regulation in Finland
Finland currently operates a gambling monopoly. Veikkaus is the state-owned operator with the exclusive right to offer most gambling products including casino, sports betting and lottery.
The Finnish government announced plans to move to an open licensing model. Legislation is expected to come into effect in 2026 or 2027. Once implemented, private operators will be able to apply for Finnish licences.
Until the new law takes effect, private operators cannot legally serve Finnish players. However, many Finns use offshore sites — there is no criminal penalty for players.
Online Casinos in Finland
Veikkaus offers online casino games but with strict limits — a maximum €500 loss limit per month applies. Private online casinos cannot legally serve Finnish players under current law.
When the open market launches, major operators like Bet365, LeoVegas and Unibet are expected to apply for Finnish licences. The market is anticipated to be competitive.
Online Poker in Finland
Veikkaus offers a limited poker product. The player pool is small due to the monopoly. Finnish players who want more competitive poker use offshore sites — which is a grey area.
Finland has produced excellent poker players despite the restrictive environment. When the market opens, major poker operators are expected to enter.
Sports Betting in Finland
Sports betting is available through Veikkaus. Football, ice hockey and athletics are the most popular markets. The product range is improving but limited compared to international operators.
Live betting is available through Veikkaus. International sports are covered alongside Finnish leagues. Odds can be less competitive than the open market.
Lottery in Finland
Veikkaus operates the Finnish lottery. Lotto (twice weekly), EuroJackpot and numerous scratch cards are the main products. Lottery winnings are tax-free.
Veikkaus returns profits to Finnish sports, culture and social causes. The lottery brand is well-established and trusted by Finnish players.
Frequently Asked Questions
Is online gambling legal in Finland?
Only through Veikkaus currently. Finland is transitioning to an open licensing model — private operators are expected from 2026-27.
Will Finland open its gambling market?
Yes — legislation to open the market to licensed private operators is expected to pass and take effect in 2026 or 2027.
Can I use offshore sites from Finland?
There is no criminal penalty for players, but offshore sites have no Finnish licence and offer limited consumer protection.
Responsible Gambling in Finland
Free support for gambling problems is available in Finland. Peluuri helpline: 0800 100 101 (free). Peluuri.fi also offers online chat and information for players and families.